If you are a college student who plans to live at home while attending college, it is still important to speak with your insurance company and update your coverage. Chances are there will be some changes in your driving habits now that you are in college. The location might be further requiring a longer daily commute or you might have not even driven on a daily basis when you were in high school. Your insurance company will need to adjust your coverage based on your new driving habits as a college student.
Some car insurance companies allow students to remain on the household policy while they are away at school. However, even if they are still on the same policy, coverage might differ. It is important for any existing policy to be reviewed, so make sure you alert your current provider of your living arrangements if you intend to stay with the same company.
A college student’s grades can also effect his or her premium. Talk to your insurance provider about discounts offered to students who maintain a certain grade point average. If you are will to provide information about your grades to the insurance company and your grades are high, you might be able to save a significant amount of money.
The start of a new school year is also a good time to contact your insurance provider even if you are just returning to your routine from last school year. As years pass and you continue to pay for coverage from the same provider and you place no claims, discounts become available. Getting into the habit of updating your information and contacting your insurance company about eligible discounts once a year in the fall can lead to big savings now and down the road.
Are you looking for more tips to help you save on auto insurance while in college? It might be time to upgrade your policy or switch to a new provider. To see what coverage is available to you, use our free automatic quote tool.