California Insurance Commissioner Steve Poizner recently reminded young drivers about the importance of maintaining adequate coverage during National Teen Driver Safety Week, according to a recent press release.

Poizner said that too many Californians die every year because of auto accidents. He strongly emphasized how important it is for all drivers – especially teens to purchase and maintain proper auto insurance coverage.

The California DMV requires that all drivers take financial responsibility for owning and operating their vehicles. Buying liability insurance is the easiest way of satisfying this requirement. The state requires that motorists have at least $15,000 per person / $30,000 per accident bodily injury coverage and $5,000 to cover property damage.

All to often young drivers put off purchasing auto insurance because they think that they can not find it an affordable rate. This is not a good idea to drive without proper coverage as it can result in hefty fines. The best way teens can find low rates is to compare quotes from multiple companies before buying a policy. This will help make sure you are getting the lowest price possible as different carriers have varying premiums for various age groups.

There is no doubt that high prices deter youngsters from maintaining the required coverages. There are ways to find inexpensive auto insurance that are easy to apply. One such tactic is to attend college classes and keep a good grade point average. Not only will you increase your knowledge and gain a higher education but many insurance carriers reward you with a good student discount. Another good way to lower the cost of coverage is to take a defensive driving course. By doing so and attaining a certificate you can significantly lower your premiums. Companies see this as a sign of maturity and being proactive about learning how to be a safe and responsible driver.

Young drivers today are facing multiple challenges such as one of the worst economies in decades and the rising costs of education. Getting cited for not having auto insurance in California can be a financial nightmare for many teens that are trying to get by. Websites like 2autoinsurance.com provide free quote comparisons to help customers find the company that is most affordable for their specific situation.

Comparing auto insurance rates is key to finding low cost coverage in California. There are hundreds of carriers that offer policies throughout the state and it is important to get rate quotes from as many as possible to make sure you are not paying too much. The truth is that a large number of these carriers prefer not to insure younger drivers but there are some out there that at least have fair prices for this demographic.

Teens and young drivers in California have many choices when it comes to buying a car insurance policy. By far the most popular way amongst this age group is online purchasing. Young people love the convenience of going online and being able to click their way to a new policy. Instant proof of coverage is also a perk that makes this way of getting coverage desirable.

2autoinsurance.com is dedicated to helping young drivers find cheap car insurance. With our service they can easily get free quotes, compare rates from multiple carriers and purchase a policy online or over the phone. To speak to one of our helpful agents simply call 1-888-557-6529 or enter your zip code at the top of this page to use the web based system.