Ask for Discounts
The key is to find ways to cut costs within your policy. Instead of raising your deductible, find discounts for which you are eligible. Remember, insurance companies are not likely to tell you about all of the discounts they offer, so you need to ask. There are plenty of common discounts, so do some research and make a list of things for which you might be eligible. If you have multiple cars on your policy, you should receive a multiple auto insurance discount. If you are a safe driver, you should be eligible for a safe driver discount. Individually, these savings might be small, but two or three different discounts can add up and save you a bundle.
Multiple Vehicle Discounts
The multiple auto insurance discount is one of the most common utilized by customers because it applies to such a common circumstance. Unless you live alone or with young children, you likely have another driver in your home. In many cases, both of you have a vehicle of your own and both of you likely share an auto insurance policy. This is even the case with parents and adolescent drivers. Though these inexperienced drivers require high premiums, there is still savings when both vehicles are covered on the same policy.
If you are shopping for auto insurance, be sure to ask about the multiple auto insurance discount offered by potential providers. You can not only compare the overall cost of a policy and the quality of coverage, you can compare the discount. In many cases, an expensive, comprehensive policy might be cheaper than a lower quality policy when you factor in the discount. It is important during your search to realize the impact discounts can have on your final costs.
Vehicle insurance is a necessary expense for drivers, but the cost of that insurance should not bleed you dry. When you are shopping for auto insurance, be sure to look for any cost savings available to you. Do not be shy about asking for discounts and finding out the true final cost of your policy. If you will be insuring more than one vehicle on your policy, be sure to ask what savings are available. To help you in your search for vehicle insurance or to help you find policies that offer a multiple auto insurance discount, use our free search tool.