Consider Dropping Comprehensive And Collision Coverage On Older Vehicles
Comprehensive and collision coverage is commonly referred to as full coverage. Comp will cover against perils such as theft and vandalism while collision is to cover damages that occur when you collide with another vehicle. They usually will cover the amount to repair or replace your vehicle. These 2 coverages can be quite costly and are usually recommended for newer vehicles or cars with a high replacement value. If your car or truck is older and you can easily afford to replace it you can save money by dropping this type of protection from your policy. By doing so you can easily cut your premium in half if not more.
Drop Roadside Assistance Coverage
Many insurance companies throw in a roadside assistance package with your policy. It may seem like a perk but in most cases you are paying additional money for it. It is very possible that you can get better roadside protection through AAA or another auto club. Research your options and drop this protection from your plan if you can get it cheaper elsewhere. This is a good way to save a hundred or more dollars per year. If you are purchasing a new auto insurance policy be sure to ask your agent or broker how much they charge for this type of plan.
Go Without Rental Reimbursement Coverage If Possible
Rental reimbursement coverage can cost anywhere between $30 – $100 a year for each vehicle. It is a good coverage to use if you don’t have a spare vehicle to get around in if your car needs to be repaired due to an accident. But for those of us who have an extra vehicle or know someone who would let you borrow a car if you need to, it simply doesn’t make sense to add this protection. By doing so you can make your auto insurance policy even cheaper.
Are There Other Ways To Save Money On Car Insurance?
Of course there are many ways to find cheap auto insurance! Many have found that there is not one single company that always has the lowest rates. Therefore it is important to compare rates from several carriers before making a decision.
By using our service you can compare rates from several reputable companies in just a few short minutes. 2autoinsurance.com specializes in finding you a low cost auto insurance policy no matter what your budget is. We work closely with the top carriers to ensure you get the best coverages at the lowest possible price!